Terms & Conditions

1. INTRODUCTION

1.1. These General Terms and Conditions (the “General Terms and Conditions“) apply exclusively between:
a. Singapore Assessment and Examination Services Pte Ltd. (Company Registration No.: 201920052W), a company incorporated in Singapore and having its registered office at Woodlands 11, 11 Woodlands Close #09-30 Singapore 737853 (“Singapore Assessment and Examination Services Pte Ltd.“, “we“, “our” or “us“), and
b. any person accessing or using the Portal (as defined below) (“User” or “you“, and collectively with Singapore Assessment and Examination Services Pte Ltd., the “Parties“, and each, a “Party“).
The term “Singapore Assessment and Examination Services Pte Ltd.” (or “we“, “our” and “us“) includes (a) all members, subsidiaries and affiliates of Singapore Assessment and Examination Services Pte Ltd.; and (b) all subsidiaries, affiliates, successors, and assigns of the parties in (a).
The term, “User” or “you” includes both businesses and representatives of businesses.
1.2 Singapore Assessment and Examination Services Pte Ltd. has developed a portal, www.learning.edu.sg (“Portal”), which is an online education portal designed to aid end-users in their examination revision. (the “Portal”). Features, services and Content include setting up profiles, and analysis and comparison of end user data. Singapore Assessment and Examination Services Pte Ltd. may, from time to time and at its sole discretion, vary the Portal’s services, features or Content.
1.3. Without prejudice to any other provision in these General Terms and Conditions, by creating an account on the Portal and otherwise accessing and using the Portal, you represent, acknowledge, warrant and undertake:
a. to have read and fully understood, accept, comply with, and be bound by, the General Terms and Conditions;
b. that you agree to the collection and use of your data in accordance with our Privacy Policy (https://learning.edu.sg/privacy-policy), subject to any variation and withdrawal of consent provided therein;
c. that you are over 18 years of age and have the legal capacity to enter into contracts with us and be bound by the General Terms and Conditions; and
d. to comply with all applicable laws, regulations and rules in relation to your access to, and use of, the Portal.
1.4. These General Terms and Conditions shall prevail notwithstanding any User amendments to it. Any amended terms or conditions submitted, proposed or stipulated by the User, regardless of whether Singapore Assessment and Examination Services Pte Ltd. has objected to them explicitly, are expressly waived and excluded.
1.5. Singapore Assessment and Examination Services Pte Ltd. reserves the right to amend, modify, update, change or otherwise alter these General Terms and Conditions at any time (“Updates”). You are advised to read these General Terms and Conditions carefully and to check regularly for any Updates. As these General Terms and Conditions will govern your access or use of the Portal, please review these General Terms and Conditions each time you use the Portal. If you do not agree to any change, update or modification to the General Terms and Conditions, you must immediately stop using the Portal. Your continued use of the Portal after Updates are made means that you consent to such Updates.

2. ACCESS AND USE OF THE PORTAL

2.1. Access to the Portal
2.1.1. Your access to the Portal is subject to your compliance with the General Terms and Conditions and any other requirements that Singapore Assessment and Examination Services Pte Ltd. may impose. Accessing and using the Portal requires you to sign up for an account in accordance with Clause 2.3. Your access to, and use of certain services, features and Content, may require payment.
2.1.2. Singapore Assessment and Examination Services Pte Ltd. does not guarantee that access to or use of the Portal, or any Content on it will always be available or uninterrupted. Singapore Assessment and Examination Services Pte Ltd. reserves the right to, at its sole discretion and without prior notice or specifying any reasons:
a. reject any request for access to and usage of the Portal;
b. block, suspend, withdraw, or discontinue your access and usage of the Portal (whether temporarily or permanently); or
c. change all or any part of the Portal and any Content on it.
2.1.3. Singapore Assessment and Examination Services Pte Ltd. may also at any time suspend the Portal’s availability. This can be for reasons such as software update and maintenance, server upgrade, systems backup and recovery, shutdown of operations, or server relocation. Where reasonably practicable, such disruptions shall be published on our newsfeed .
2.1.4. To avoid doubt, the scope of the Content and services provided through the Portal is based on the availability or the functionality of the Portal at any given time.
2.2. Using the Portal
2.2.1. Users are personally responsible for fulfilling technical requirements necessary for accessing and using the Portal. Singapore Assessment and Examination Services Pte Ltd. shall be under no obligation to you in this regard.
2.2.2. User activities may be monitored, in accordance with our Privacy Policy (https://learning.edu.sg /privacy-policy) to the full extent permitted by applicable law.
2.2.3. You may not, directly or indirectly, use the Portal in any way that:
a. could breach any applicable law, regulation, rule, provisions under the governing instrument of any legal entity or any agreement you are bound by;
b. is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
c. could impair its operation or pose an excessive load on the Portal’s servers;
d. may be perceived as damaging to Singapore Assessment and Examination Services Pte Ltd.’s reputation and goodwill or otherwise compromise Singapore Assessment and Examination Services Pte Ltd.’s interests;
e. may result in annoyance, harassment, abuse or harm to another User. This includes sending “junk mail”, “pyramid schemes”, “spam”, unsolicited or unauthorised advertising in relation to any goods or services, or otherwise unwelcome communication. Unwelcome communication includes (i) sending invitations and messages to Users or other people who do not know you or are not a known contact of yours, as well as; (ii) unlawful, fraudulent, harmful, threatening, abusive, vulgar, obscene, defamatory, pornographic, indecent, hateful, offensive, or racially, ethnically or otherwise objectionable communication;
f. could constitute an attempt to copy, duplicate, modify, create derivative works from, sell, rent, loan, sublicense, distribute, or otherwise monetise all or any portion of the Portal or the Contents of the Portal, except where it is permitted by (or provided for) in the Portal;
g. could constitute an attempt to reverse compile, disassemble, reverse engineer or otherwise reduce to human-perceivable form all or any part of the Portal, except where it is permitted by (or provided for) in the Portal;
h. removes or alters any copyright notices, watermarks, restrictions and signs indicating Singapore Assessment and Examination Services Pte Ltd.’s proprietary rights, the rights of any of our licensors or the rights of any other third parties;
i. uses manual or automated software, devices, scripts robots, other means or processes to access, “scrape,” “crawl” or “spider” the Portal or any related data or information;
j. accesses all or any part of the Portal in order to build a product or service which competes with the Portal; or
k. knowingly transmits any data, sends or uploads any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware (collectively, “Malware“),
failing which your rights to use the Portal will automatically terminate without notice from us. If this happens, Singapore Assessment and Examination Services Pte Ltd. reserves the right to reject requests for, and terminate without notice, your access to or use of the Portal.
2.2.4. If there are additional third-party terms contained within, or distributed with, the Portal, these will be specifically identified in related documentation relating to the Portal (or software incorporated with the Portal). Such documentation will govern the use of such software in the event of a conflict with these General Terms and Conditions.
2.3. Account and Password
2.3.1. If you choose to create an account on the Portal, you must complete our registration process by providing current, complete and accurate information relating to you. If there are any changes to such information during your time as a User, you are responsible for correcting the relevant information as soon as possible. You are responsible for all use of your account and for keeping your user name and password secure and confidential.
2.3.2. You agree to notify Singapore Assessment and Examination Services Pte Ltd. immediately if you know of or suspect any unauthorised use of your account or any other breach of security. You are responsible for ensuring that access to the account as well as use of the Portal connected to the account remains exclusively limited to yourself. You are liable for any use and/or other activity conducted through use of your access data.
2.4. Subscription and Purchase
2.4.1. Upon purchasing a subscription plan, the User shall pay to Singapore Assessment and Examination Services Pte Ltd. fees in connection with the subscription plan selected on the Portal (“Subscription Fees”). Unless otherwise agreed upon, all Subscription Fees are due at the beginning of each month as specified, and will be charged through the method of payment selected. Subscription Fees are exclusive of taxes, duties, levies, tariffs, bank charges and other payments due to third parties, including but not limited to Goods and Services Tax (collectively, “Third-Party Charges”), which may be separately invoiced where applicable. The User shall be liable and responsible for payment of all Third-Party Charges and other interest and penalties resulting from the making of such payments. Failure to pay these fees will result in the termination of your paid subscription plan and Portal access.
2.4.2. Any Subscription Fees charged in error shall be refundable upon Singapore Assessment and Examination Services Pte Ltd. confirming the error.
2.4.3. A User shall be entitled to a refund of Subscription Fees if:,
a. the User attempts less than 10 questions on the Portal within one weekof the User’s subscription plan commencing; or
b. the User requests to terminate the User’s subscription plan within one week of the User’s subscription plan commencing.
2.4.4. When a User’s Subscription Plan ends, the User will lose access to the Portal until a new Subscription Plan has been purchased.
2.4.5. Termination of a User’s Subscription Plan will not affect any rights, remedies, obligations or liabilities of the parties that have accrued up to the date of termination. This includes the right to claim damages in respect of any breach of the plan which existed at or before the date of termination.
2.4.6. Termination of a Subscription Plan will not by itself stop you from accessing the Trial Version ,or mean that these General Terms and Conditions have been terminated.
2.5. Content
2.5.1. The Portal and all information, text, descriptions, data, graphics, images, logos, illustrations, designs, icons, video clips, audio clips, sounds, files, specifications, advertisements, titles, names, intellectual property rights and any other information provided on it (hereinafter referred to as “Content”) are owned by Singapore Assessment and Examination Services Pte Ltd., its software suppliers and/or other third parties (which may be indicated by trademarks, logos, links to or from an external source, or otherwise).
2.5.2. Subject to compliance with these General Terms and Conditions and unless otherwise specified, Singapore Assessment and Examination Services Pte Ltd. grants you a non-exclusive, non-transferable, terminable license to view and use the Content on the Portal. You acknowledge and agree that you are strictly prohibited from duplicating, adapting, modifying, commercially distributing, publishing, displaying, downloading, transferring licensing or selling any Content or services obtained from the Portal, except as expressly permitted by Singapore Assessment and Examination Services Pte Ltd..
2.5.3. Singapore Assessment and Examination Services Pte Ltd. makes no representations, warranties or guarantees, whether express or implied, that the Content on the Portal is accurate, complete or up-to-date. Singapore Assessment and Examination Services Pte Ltd. reserves the right, in its sole discretion, to amend, modify, update, change or otherwise alter the Content at any time without notifying you.
2.6. Intellectual Property Rights
Singapore Assessment and Examination Services Pte Ltd. reserves all of its intellectual property rights in the Portal. Using the Portal does not give you any ownership or interest in the Portal, services, features or the Content made available through the Portal. Trademarks and logos used in connection with the Portal are be the trademarks of their respective owners. “Singapore Assessment and Examination Services Pte Ltd.” logos and other “Singapore Assessment and Examination Services Pte Ltd.” trademarks, service marks, graphics, and logos used for the Portal are Singapore Assessment and Examination Services Pte Ltd.’s trademarks or registered trademarks.

3. THIRD PARTY CONTENT

3.1. Any User-Generated Content and other third-party content referred to, or linked through, the Portal under Clause 3.2 represents content created by third parties (“Third-Party Content”). Singapore Assessment and Examination Services Pte Ltd. does not verify Third-Party Content for completeness, accuracy, legality or validity. Singapore Assessment and Examination Services Pte Ltd. therefore assumes no responsibility nor makes any guarantee of the completeness, accuracy, legality, validity or currency of Third-Party Content, or its suitability for any particular purpose.
3.2. The Portal may include links to third party websites that let you leave the Portal. You may also access the Portal through third party websites. These linked sites are not under Singapore Assessment and Examination Services Pte Ltd.’s control, and Singapore Assessment and Examination Services Pte Ltd. is not liable or responsible for the accuracy, completeness, timeliness or availability of any Third-Party Content. Links to any third-party websites are provided for your convenience only and the inclusion of any link does not imply endorsement by Singapore Assessment and Examination Services Pte Ltd. of the website. Your use of such third-party website is at your own risk and may be subject to that third party’s terms and conditions.
3.3. User-Generated Content
3.3.1. Singapore Assessment and Examination Services Pte Ltd. does not claim ownership over the content, including any information, text, descriptions, data, graphics, images, logos, illustrations, designs, icons, video clips, audio clips, sounds, files, specifications, titles, names that you submit, upload, post or publish on the Portal (“User-Generated Content”).
3.3.2. For any User-Generated Content covered by intellectual property rights, including any trademark or trade names of your business or related to your business, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any User-Generated Content that you upload or submit in connection with the Portal. In this regard:
a. you may terminate this User-Generated Content licence by deleting such content from the Portal, or generally by closing your account, except (i) to the extent you shared it with others on the Portal and they copied or stored it; and (ii) for the reasonable time it takes to remove from backup and other systems;
b. we have the right, without compensation to you or others, to serve advertisement near or in such User-Generated Content; and
c. we may, at our sole discretion and without prior notice to you, delete (in part or entirely), modify, edit or format your User-Generated Content (such as translating it, modifying size, layout or file type, or removing metadata).
3.3.3. To the fullest extent as permitted by applicable laws, any User-Generated Content not covered by intellectual property rights will be considered non-confidential and non-proprietary. Singapore Assessment and Examination Services Pte Ltd. will be permitted to use, copy, distribute, reproduce, publish, sublicense and otherwise disclose to third parties such User-Generated Content for any purpose, to the extent permitted by applicable laws and our Privacy Policy(https://www.learning.edu.sg/page/privacy-policy).
3.3.4. Singapore Assessment and Examination Services Pte Ltd. has the right to disclose your identity to any third party who claims that User-Generated Content you have submitted, uploaded, posted or published on the Portal constitutes a violation of their intellectual property rights, or of their right to privacy. In this regard:
a. Singapore Assessment and Examination Services Pte Ltd. will not be responsible, or liable to any third party, for the User-Generated Content or accuracy of any User-Generated Content posted by you or any other user of the Portal; and
b. Singapore Assessment and Examination Services Pte Ltd. is not obligated to post or publish any User-Generated Content and can remove or modify such content at our sole discretion, with our without notice.
3.3.5. You agree and represent that any User-Generated Content that you post, upload or submit for the Portal:
1. is owned by you;
2. does not result in a breach of contract between you and a third party; and
3. complies with applicable laws.
3.3.6. You agree and undertake that you shall not submit, upload, post or publish on the Portal, any User-Generated Content that:
a. is not related to appropriate subject matter and that is not intended for, or inaccurate for, its purpose;
b. contains Malware;
c. infringes any third party intellectual property rights;
d. is unlawful, fraudulent, harmful, threatening, abusive, vulgar, obscene, defamatory, pornographic, indecent, hateful, offensive, or racially, ethnically or otherwise objectionable;
e. promotes any illegal activity;
f. is likely to mislead or deceive any person, including but not limited to using a false name, portrait photograph, or otherwise misrepresenting your identity;
g. is in breach of any legal duty owed to a third party, such as a tortious, statutory, or contractual duty including but not limited to a duty of confidence, and a duty not to misrepresent (your business or any other matter);
h. advocates, promotes or assists any unlawful act such as (by way of example only) copyright infringement or computer misuse; or
i. intentionally or unintentionally breaches any applicable law, regulation, rule, provisions under the governing instrument of any legal entity.
3.3.7. User-Generated Content does not represent Singapore Assessment and Examination Services Pte Ltd.’s views, opinions, advice, values or beliefs. Singapore Assessment and Examination Services Pte Ltd. makes no claim of accuracy of any User-Generated Content.
3.3.8.Singapore Assessment and Examination Services Pte Ltd. will determine, in its sole discretion, whether there has been a breach of this Clause 3 through your use of the Portal. Singapore Assessment and Examination Services Pte Ltd. reserves the right, without prior notice to you, to take any action as Singapore Assessment and Examination Services Pte Ltd. deems appropriate, including the following actions:
a. immediately, temporarily or permanently remove any User-Generated Content from the Portal, at any time and for any reason;
b. immediately, temporarily or permanently withdraw your right to use the Portal, by deleting or disabling your account at any time;
c. issue a warning to you;
d. take legal proceedings against you for reimbursement of all costs on an indemnity basis (including but not limited to, reasonable administrative and legal costs) resulting from the breach; and
e. take legal action (in addition to any legal proceedings described in (d)) against you.

4. DISCLAIMER AND LIMITATION OF LIABILITY

4.1. Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s employees, officers, sub-contracts or agents (collectively, “Singapore Assessment and Examination Services Pte Ltd.’s Representatives”) merely facilitate, through the Portal, communication to Users. Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives are not a party to, or otherwise involved, in these matters. Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives:
a. are therefore not liable or responsible in any way to Users.
b. make no representations or warranties, or assume any liability whatsoever to Users.
4.2. To the fullest extent allowed under applicable law, Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives assume no liability or responsibility to Users for any of the following:
a. providing the Portal;
b. any errors, mistakes, incompleteness or inaccuracies of Content, User-Generated Content, Third Party Content, or any other information or material made available through the Portal, linked third party portals, or linked third party websites;
c. any errors, mistakes, incompleteness or inaccuracies of other language versions of the Portal, as compared with the English version of the Portal;
d. any unauthorised access to, or use of (i) Singapore Assessment and Examination Services Pte Ltd.’s secure servers (or servers provided by third parties appointed by Singapore Assessment and Examination Services Pte Ltd.); (ii) any and all personal data stored on servers described in (i).
e. damage of any nature whatsoever resulting from a User’s access to, use of, or reliance on, any Content, User-Generated Content, services or any other information or material made available through the Portal, linked third party portals, or linked third party websites;
f. any interruption, or cessation, of transmission to, services provided on the Portal, linked third party portals, or linked third party websites;
g. any breach of our Privacy Policy (https://www.learning.edu.sg/page/privacy-policy.);
h. any Malware transmitted through the Portal, linked third party portals, or linked third party websites;
i. any loss or damage, of any nature, incurred by non-Users in relation to any of the sub-clauses (a) to (h) above.
4.3. Without prejudice to any other provision in these General Terms and Conditions, and to the extent required by law, the maximum aggregate liability of Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives for any act or omission, whether in contract, tort (including negligence), or otherwise in relation to these General Terms and Conditions, shall in no circumstances exceed the amount of one hundred Singapore dollars (S$100).
4.4. Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives shall not be liable to any User for:
a. any indirect, special, or consequential loss or damage;
b. loss of date or other equipment or property;
c. economic loss or damage;
d. any liability incurred by the User for another User’s or third party’s loss or damage (of any nature (including incidental or punitive damages)); or
e. any loss of actual or anticipated profit, use, opportunities, interest, revenue, anticipated savings, business, goodwill,
even if Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives are advised in advance of the possibility of such loss or damage.
4.5. The User shall be solely responsible for any damage to his (or her) computer system or electronic device, or for any resulting loss of data. The User accesses or uses at his (or her) own discretion and risk, any Content, Third-Party Content, User-Generated Content, and services made available, or obtained through, the Portal or linked third party portal or linked third party website.
4.6 Any Content, Third-Party Content, User-Generated Content, services, items, or materials made available, or obtained through, the Portal or linked third party portals or linked third party websites, is on an “as is” and “as available” basis. The User’s use and reliance upon any, and all, such Content, Third-Party Content, User-Generated Content, services, items and materials is at the User’s own discretion and risk. Except as set out expressly in these General Terms and Conditions, Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives make no warranty or representation about the suitability, accuracy, or completeness of any Content, Third-Party Content, User-Generated Content, and services made available, or obtained through, the Portal or linked third party portals or linked third party websites.

5. INDEMNITIES

The User shall keep Singapore Assessment and Examination Services Pte Ltd. and Singapore Assessment and Examination Services Pte Ltd.’s Representatives fully indemnified against all actions, claims, demands, proceedings, liabilities, losses (whether direct, indirect or consequential), costs (including legal costs on a full indemnity basis) and expenses of every kind suffered or incurred by Singapore Assessment and Examination Services Pte Ltd. or Singapore Assessment and Examination Services Pte Ltd.’s Representatives, arising out of or in connection with:
a. any third party claim due to (or arising out of) misuse of the Portal or any User-Generated Content posted by the User on the Portal;
b. any actual or alleged breach or non-performance or non-observance of any of the User’s obligations or undertakings or warranties under these General Terms and Conditions, or otherwise arising in any way out of the User’s use of the Portal; or
c. any infringement or misappropriation by the User of third party patent, copyright, trademark or other intellectual property rights in connection with the use of the Portal.

6. TERMINATION

Both the User and Singapore Assessment and Examination Services Pte Ltd. may terminate these General Terms and Conditions at any time with notice to the other. On termination, the User loses the right to access or use the Portal. The following shall survive termination:
a. Singapore Assessment and Examination Services Pte Ltd.’s rights to use and disclose the User’s personal opinions made known to Singapore Assessment and Examination Services Pte Ltd. (e.g. feedback or responses to surveys);
b. other User’s rights to further re-share User-Generated Content the User has shared through the Portal, to the extent copied or re-shared prior to termination;
c. Clauses 4, 5, 8 and 9 of these General Terms and Conditions; and
d. any amounts owed (including but not limited to Subscription Fees) by either party prior to termination and remaining unpaid at termination.

7. FORCE MAJEURE AND DELAYS

7.1. A “Force Majeure Event” means any cause which:
a. is not reasonably foreseeable and is beyond the reasonable control of the Party affected (including its subcontractors, if any);
b. is not due to the fault or negligence of the Party affected (including its subcontractors, if any); and
c. could not have been avoided by due diligence and the use of reasonable efforts.
A Force Majeure Event includes, without limitation, Acts of God, drought, flood, earthquakes, storm, fire, lightning, epidemic, war, riot, civil disturbance, sabotage, explosions, strikes, or labour disputes (excluding any strikes, labour disputes or other labour difficulties in which the employees of the affected Party (or its subcontractors, if any) are involved, and changes in law.
7.2. Singapore Assessment and Examination Services Pte Ltd. shall not be liable for failure or delay in performing any of its obligations under these General Terms and Conditions to the extent that the failure or delay is due to a Force Majeure Event. This sub-clause does apply to any obligation to pay money.

8. COMMUNICATION

For all User related enquiries and other contact information, refer to admin@saes.com.sg on our Portal.

9. GENERAL LEGAL PROVISIONS

9.1. Assignment
The User shall not, without the prior written consent of Singapore Assessment and Examination Services Pte Ltd.:
a. assign, transfer, charge or otherwise deal in any other similar manner with all or any of its rights under these General Terms and Conditions;
b. subcontract any or all of its obligations under these General Terms and Conditions; or
c. try to do anything similar to the above.
9.2. Remedies and Waivers
No failure on the part of Singapore Assessment and Examination Services Pte Ltd. to exercise, and no delay on its part in exercising, any right or remedy under these General Terms and Conditions will operate as a waiver. No any single or partial exercise of any right or remedy will:
a. exclude any other right or remedy;
b. prevent the further exercise of such right or remedy; or
c. prevent the exercise of any other right or remedy.
The rights provided under these General Terms and Conditions are cumulative and not exclusive of any rights or remedies provided by law. If Singapore Assessment and Examination Services Pte Ltd. waives a default by the User, it will only do so in writing.
9.3. Severability
The illegality, invalidity or unenforceability of any provision of these General Terms and Conditions under the law of any jurisdiction shall not affect its legality, validity or enforceability under the law of any other jurisdiction nor the legality, validity or enforceability of any other provision.
9.4. No Rights of Third Parties
A person who is not a party to these General Terms and Conditions has no rights under the Contracts (Rights of Third Parties) Act, Chapter 53B of Singapore, to enforce any term of these General Terms and Conditions, but this does not affect any right or remedy of a third party which exists or is available apart from this Act.
9.5. Entire Agreement
These General Terms and Conditions constitute the entire agreement and understanding between the User and Singapore Assessment and Examination Services Pte Ltd. relating to the access and use of the Portal. Either party has not relied upon any representation, warranty or undertaking of the other party which is not expressly set out or referred to in this General Terms and Conditions. Nothing in this Clause shall however operate to limit or exclude liability for fraud.
9.6. Governing Law
These General Terms and Conditions shall be governed by and construed in accordance with the law of the Republic of Singapore.

10. DISPUTE RESOLUTION

10.1. Any dispute or claim, including any question regarding existence or validity, shall be referred to and resolved by Singapore International Arbitration Centre (“SIAC”) in accordance with the rules of SIAC for the time being in force which rules are deemed to be incorporated by reference to this Clause.
10.2. The seat of the arbitration shall be Singapore. The tribunal shall consist of a single arbitrator and the language of the arbitration shall be English. The decision of the arbitrator shall be final and binding upon the Parties.